Activities > Zakat
 

Financial assistance is provided to local needy families to primarily supplement their utilities and rent or other emergency needs. These are given out on a one-time basis. On average Rahima receives 30 new applications a month for one-time assistance. Also, local families with single mothers, disabled, elderly & homeless who register with us receive supplemental assistance on a monthly basis. Currently, about 40 families are on our monthly assistance program. Financial Assistance is primarily given out from Zakat (Poor-due given annually to Rahima from members of the community) to qualifying recipients. According to Shari'ah (Islamic Law), Zakat and Fitra are to be distributed to qualifying recipients in the form in which they are received. Therefore, when Zakat is received by Rahima in monetary form, it is given to the legitimate recipients as a check to be spent at their discretion. The same applies to Fitra which is distributed before Eid-ul-Fitr (Festival of Fast Breaking). We distribute Zakat and Fitra locally.

Lexically, Zakat means growth, blessing, an increase in good, purification, or praise. In Shari'ah it is the name for a particular amount or property that must be paid to certain kinds of recipients under the conditions mentioned below. It is called Zakat because one's wealth grows through the blessings of giving it and the prayers of those who receive it, and because it purifies its giver of sin and extols them by testifying to the genuineness of their faith. (Source: The Reliance of The Traveler p. 246)

  Categories of Zakat
 
Zakat is distributed to the following eight categories:

NOTE: The following definitions are according to the Maliki school of thought with notes on the Shafi'i & Hanafi schools. Information on the Hanbali school will Insha Allah be provided later.

The poor (Fakir): A person whose total wealth and possessions except for his shelter and servant, if sold, are not enough to support him and his family dependents for one year. Support here means: adequate shelter, food, clothes and all of life. s necessities. However; a poor is also defined based on what is customary in each culture [Sidi Hamza Yusuf from his sheikh: Haddameen].

* The Shafi'i school of thought defines the Poor person as someone who does not have enough to suffice himself or what he has is insufficient to sustain him to the end of his probable life expectancy if it were distributed over the probable amount of remaining time; insufficient meaning it is less than half of what he needs and is either unable to earn his living by work suitable to him or if he can earn a living but attainment of knowledge of Shari'ah (not extra devotions) prevents his doing so. Also someone far from his money in terms of common acknowledgement is also eligible for Zakat.

* The Hanafi school of thought agrees with the Maliki definition of the Poor person.

* The Hanafi school of thought agrees with the Maliki definition of the Poor person.

The indigent (Miskeen): A person who does not own any thing or whose hands are tied down and can not provide for himself or his family.

* The Shafi'i school defines the Indigent as those short of money, meaning someone who has something to spend for his needs but it is not enough. The considerations applicable to the Poor person also apply to someone short of money.
* The Hanafi school of thought agrees with the Maliki definition of the Indigent person.

** In Summary: The Maliki and the Hanafi Schools of Thought are in agreement about the definition of the Poor and the Indigent and that the Indigent is more needy than the Poor which is the exact opposite of the Shafi'i opinion.

The soldier (Mujahed): Those fighting for the sake of Allah Most High , meaning people engaged in Islamic military operations for whom no salary has been allotted in the army roster. In the Maliki school of thought a person fighting for Allah is given Zakat money even if he or she is considered affluent.

* The Shafi'i school of thought agrees with the Maliki definition of those fighting for Allah.

* The Hanafi school of thought states that a person fighting for Allah is given Zakat money only if he or she is poor.

The indentured servant: "Those purchasing their freedom": To free a bondsman. A bondsman is given enough money to purchase his or her freedom if he or she does not have the means to do so.

* There is no difference of opinion in this category in the Maliki, Shafi'i and Hanafi schools.

The Zakat workers: Those are the Zakat collectors, guardians, writers, and distributors working for the Imam (Islamic Magistrate). It is recommended that the Imam dispatch upright Muslims who know the rulings of Zakat, and who are not of the Hashimi or Muttalibi clans of Quraysh.

* The Shafi'i school of thought agrees with the Maliki definition on Zakat workers.
* The Hanafi school of thought states that the Imam gives the Zakat workers salaries according to the amount of work they contribute.

The indebted one: To pay off the loans of a free Muslim who owes loans from permissible means and the loans were for permissible unextravagant expenditures and excluding loans resulted from not paying Zakat or an owed expiation.

* The Shafi'i opinion defines the indebted one as a person who incurs debts 1) in order to settle trouble (of life or property) even if affluent, or 2) to support himself or his dependents if poor but not if affluent, or 3) by becoming a guarantor for another person and neither can pay off the debt.
* The Hanafi opinion states that the loan is paid from Zakat for the poor person in debt.

The one whose heart needs drawing near: Either a person who is very close to convert to Islam and that is particularly important when the Muslims are weak and an increase in their numbers would be of benefit or an individual whose conversion would be a victory for the Muslims. This also applies to those new in Islam whose hearts have not been firmly planted in faith.

* The Shafi'i opinion states that if they are non-Muslims, they are not given Zakat, but if Muslims, then they may be given it. Those to be reconciled include 1) the chief personages of a people whose Islam may be expected to improve, or whose peers may be expected to enter Islam or 2) the heads of a people who collect Zakat for us from Muslims living near them who refuse to pay it, or who fight an enemy for us at considerable expense and trouble to themselves.
* The Hanafi opinion will Insha Allah be provided later.

The needy travelers: Any person who is away from his or her homeland and needs assistance to return back even if the person has wealth in his or her homeland. The traveler is given what is enough to reach his destination including food and shelter expenses.

* The Shafi'i opinion is the same as the Maliki opinion.
* The Hanafi opinion will Insha Allah be provided later.

  Paying Zakat to Recipients
 

The Maliki opinion is that the Zakat must be distributed locally unless the needy in a different place that is beyond the traveler's shortening distance [i.e. 48 miles] are in more need than the local needy.

The Shafi'i opinion also states that Zakat must be distributed locally unless it is being distributed by the Imam in which case he may give it to recipients in a different place. If none of the above mentioned eight categories exists locally (i.e. the town in which Zakat was collected), then the Zakat should be distributed in the nearest town. Each category of recipients must receive an equal share. If one of the categories does not exist in one town, their eighth is distributed over the other categories such that each of them gets one-seventh and so on. A person who qualifies as a member of two or more of the above categories is only given Zakat for one of them.

The Hanafi opinion is that it is Makruh [offensive] to send the Zakat to other places unless it is for needy relatives or the people of that other place are in more need than the people of his town, then it is permissible without being Makruh.


The above document was prepared by Sidi Basel Dayyani who reviewed the material with Shaikh Abdullah ould Ahmedna. Information on the Hanafi school was provided by Tareef Arabi. The sources used were:

Ar-Resala by Ibn abi Zayd al-Qayrouni (Maliki)
Tabyeen al-Masalik li Tadreeb as-Salik ila Aqrab al-Masalik by 'Allama Shaikh Abdul Aziz Hamad al-Mubarak al-Ihsaai commentary by Shaikh Muhammad ash-Shaybani ash-Shanqiti (Maliki)
The Reliance of the Traveler by Ahmad ibn Naqib al-Misri translated by Noah Ha Mim Keller (Shafi'i)
Al-Ikhtiar (Hanafi)
Maraaqi Al-Falaah (Hanafi)